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Credit Cards at Suncoast

Q: How to setup/use your card in a mobile wallet?

To start using your card with a mobile wallet, you&rsquo;ll need to add it to your device&rsquo;s digital wallet app&mdash;Apple Pay, Google Pay, or Samsung Pay. Each platform has a simple setup process that lets you make secure, contactless payments in stores, online, and in apps.

Suncoast credit cards have everything you need, like low rates, no hidden fees, and tap to pay. Plus, you’ll earn rewards for you and donations for the community every time you use your Suncoast credit card!

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There is a Credit Card Here For You!

Select an option below to find the best card for:

Rewards Platinum Visa®

The card for those looking for perks + rewards, and high limits.

$0 Annual Fee + Perks & Rewards. As low as 15.75% APR*View Rewards Platinum Visa®

Rewards Classic Starter Visa®

Best for those looking for their first credit card to establish good credit history.

$0 Annual Fee. $500 Credit Limits. As low as 18.00% APR*View Rewards Classic Starter Visa®

Rewards Share Secured Visa®

Best for those with past credit challenges or no credit history.

$0 Annual Fee. $5,000 Max Limit. Perks & Rewards. As low as 15.75% APR*View Rewards Share Secured Visa®

Explore Suncoast Credit Card Benefits

Credit Card Savings Calculator

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$ 00 Congratulations, you already have a great rate! Click to learn more about our services and to see how we can help you save.

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FI NAME outperforms the average as of January 99, 3000 earning a Datatrac Great Rate Award®. Source: Datatrac. Based upon independent research conducted by Datatrac for 999 financial institution locations in as of January 99, 3000.

Credit Cards Rates

Product	Purchase APR* as low as	Cash Advance APR as low as	Balance Transfer APR as low as	Credit Limit
Rewards Points Platinum	15.750%	17.750%	17.750%	$500 - $50,000
Rewards Cashback Platinum	16.000%	18.000%	18.000%	$500 - $50,000
Rewards Classic Starter	18.000%	20.000%	20.000%	$500
Rewards Share Secured	15.750%	17.750%	17.750%	$500 - $5,000

Product	Rewards Point Platinum
Purchase APR* as low as	15.750%
Cash Advance APR as low as	17.750%
Balance Transfer APR as low as	17.750%
Credit Limit	$500 - $50,000

Product	Rewards Cashback Platinum
Purchase APR* as low as	16.000%
Cash Advance APR as low as	18.000%
Balance Transfer APR as low as	18.000%
Credit Limit	$500 - $50,000

Product	Rewards Classic Starter
Purchase APR* as low as	18.000%
Cash Advance APR as low as	20.000%
Balance Transfer APR as low as	20.000%
Credit Limit	$500

Product	Rewards Share Secured
Purchase APR* as low as	15.750%
Cash Advance APR as low as	17.750%
Balance Transfer APR as low as	17.750%
Credit Limit	$500 - $5,000

Additional Information

Reward Points Platinum

From daily spending to unexpected costs and big-ticket items, Suncoast's Rewards Platinum VISA with Points delivers flexibility and value. Enjoy low interest rates, no annual fees, and the opportunity to earn points you can redeem for travel, merchandise, and more.

Rewards Cashback Platinum

Whether it's everyday purchases, emergencies, or major expenses, Suncoast's Rewards Platinum VISA with Cashback has you covered. With low interest rates, no annual fees, and the ability to earn cash back on every transaction, it's a smart way to make your money work for you.

Rewards Classic Starter

When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates and no annual fees.

Rewards Share Secured

The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

Credit Card Security

Visa 3D Secure

Travel Notifications

Card use that is outside of your normal area or overseas can raise a flag with the fraud prevention team. This may cause your card to be temporarily blocked until we can verify a valid purchase.

Set travel notifications in the Cards section of the SunMobile app or SunNet Online Banking. You may also submit travel notifications in your nearest Suncoast branch or by phone at 800.999.5887. Travel notifications should be set at least 3 days prior to going out of town to avoid the inconvenience of a blocked card while traveling.

Disputing Transactions on Your Account

If you believe there’s been fraudulent activity on your account or if you’re unable to resolve a dispute with a merchant about a transaction, Suncoast can help.

Log in to SunNet Online Banking to dispute a transaction. Simply click on the envelope icon next to the transaction you’re disputing, then click “dispute” and follow the prompts.

You may also file a transaction dispute by signing in through the SunMobile app on your device and browsing to the Account History screen.

You may also dispute a transaction in person at a Suncoast Service Center or by calling the Members Care Center at 800-999-5887 — Monday through Friday 7:00 a.m. to 8:00 p.m. and Saturday 8:00 a.m. to 1:00 p.m.

Lock and Unlock Your Cards with Card Lock

If you misplace your credit card, use Card Lock to temporarily lock your card and protect your funds.

Here’s how simple it is:

Login to SunNet Online Banking or the SunMobile App
Choose "Manage My Cards"
All of your debit and credit cards will display, and you can lock or unlock each card as needed

If you are unable to find your card because it has been lost or stolen, you can report it using the numbers below:

Credit Cards: 800-645-7728
Credit Cards After Hours: 800-645-7728

Credit Cards with Chip

How to setup/use your card in a mobile wallet?

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