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Out of State Mortgages

Benefit from low rates on out of state mortgages so you can finance your dream home wherever you are.

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Suncoast can help you finance or refinance your out-of-state property

Overview

Must be occupied by the borrower for some portion of the year, but not less than 14 days.
Must be a one-unit dwelling and, as a guideline, generally located at least 50 miles from primary residence. Exceptions allowed provided dwelling is located in a resort-style area at underwriter’s discretion. Must be suitable for year-round occupancy.
The borrower must have exclusive control over the property.
Must not be rental property or a timeshare arrangement.
Cannot be subject to any agreements that give a management firm control over the occupancy of the property.

Out-of-State Home Financing

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The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Out-of-State Home Mortgage FAQ

Is escrow required?

Is this mortgage available on all properties?

Can this mortgage be used for investment properties?

Are there any restrictions on the type of borrower?

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* Suncoast will contribute up to $3000 towards closing costs (Closing Costs Benefit) when the 3/3 Right Time ARM product is selected for the purchase or refinance of a primary residence. All Sellers paid closing costs will be credited prior to any credits for the Closing Cost Benefit to be provided by Suncoast. Is the mortgage is paid in full during the first 24 monthly payments of the loan, borrowers will be required to repay the closing costs benefit to Suncoast for the amount reflected as Lender Credits on the Closing Disclosures. The 24 monthly period begins with the first payment due date of the loan.